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Case study

Ledger

How Flat18 shaped a simple money-tracking app for informal loans, project budgets, shared costs, receipts, and read-only records people can trust.

Everyday moneyAudience
Version historyTrust model
Read-only linksSharing
Personal finance utility

Ledger

A lightweight record for money lent, spent, repaid, and shared without accounting jargon or spreadsheet maintenance.

Ledger detail workflow
Purpose-built ledgers
Filtered reports
Controlled sharing
Public read-only view

Delivered for confidence

Ledger keeps the balance, receipt evidence, private context, corrections, and public sharing controls in one understandable workflow.

LiveDiagnosis: informal money records break trustSolution: purpose-built ledgersOutcome: clear shared balances

Many money situations are too important for scattered notes, but too small for full accounting software. Ledger gives each person, project, trip, or shared expense a dedicated record with plain labels, receipts, reports, and controlled public links.

Problem found

Informal balances get split across messages, banking apps, receipts, screenshots, and memory, which makes sensitive money conversations harder.

Flat18 diagnosis

Users needed a shared factual record, not accounting concepts. The product had to feel as quick as a note and more trustworthy than a spreadsheet.

Solution shipped

We designed ledgers with type-specific labels, fast entries, optional receipt detail, preserved edit history, small reports, and read-only sharing.

Customer value

People can explain what happened, when it happened, what evidence supports it, and what the balance is now without exposing private notes.

What Flat18 handled

  • Translated money tracking into plain-language workflows for real-life situations
  • Kept quick entry simple while allowing detail when receipts or context matter
  • Designed trust features around version history, private notes, and read-only sharing
  • Built reporting around practical questions instead of finance jargon

Key capabilities

  • Purpose-built ledgers for loans, budgets, trips, households, and project spending
  • Fast entry with amount, direction, date, description, vendor, and category
  • Receipt upload with OCR-assisted amount, date, vendor, and line-item suggestions
  • Editable entries with preserved version history
  • Reports filtered by date, category, and search text
  • Read-only public links with private-note controls

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